Hi @kellyinmt2023. Sorry you are having issues with this. I have two things.
First, you didn’t mention if you tried using the Square Loans direct number. That is located here. I can not guarantee that you will be able to resolve it this way, but you might get more clarity about what is going on.
Second, of course you are free to take the legal route, as expensive as that will be. However, unless there is a direct discrimination case that falls into one of the protected classes of nondiscrimination, I doubt it will go anywhere. Outside of not discriminating because of sex, religion, etc, etc, etc, all lenders are free to approve and deny who they please as long as they are using a consistent method of application analysis. In Square’s case, they are using both automated and human-based reviews. They just have to prove that they are using the same analysis/approval tools for all applicants, and that those don’t have any prohibited eligibility factors as defined by law. I only mention this to caution you about the time and expense that will be involved in this, with a slim chance of prevailing in a court of law after what will no doubt be years in our current civil court system. You’d be better off shopping for the funds through another lender.
Of course, I’m not trying to dissuade you, and I do wish you well no matter how you decide to proceed. Who knows. Maybe calling that direct loan number will yield fruit. I’ll keep a good thought!
Hi @kellyinmt2023. Sorry you are having issues with this. I have two things.
First, you didn’t mention if you tried using the Square Loans direct number. That is located here. I can not guarantee that you will be able to resolve it this way, but you might get more clarity about what is going on.
Second, of course you are free to take the legal route, as expensive as that will be. However, unless there is a direct discrimination case that falls into one of the protected classes of nondiscrimination, I doubt it will go anywhere. Outside of not discriminating because of sex, religion, etc, etc, etc, all lenders are free to approve and deny who they please as long as they are using a consistent method of application analysis. In Square’s case, they are using both automated and human-based reviews. They just have to prove that they are using the same analysis/approval tools for all applicants, and that those don’t have any prohibited eligibility factors as defined by law. I only mention this to caution you about the time and expense that will be involved in this, with a slim chance of prevailing in a court of law after what will no doubt be years in our current civil court system. You’d be better off shopping for the funds through another lender.
Of course, I’m not trying to dissuade you, and I do wish you well no matter how you decide to proceed. Who knows. Maybe calling that direct loan number will yield fruit. I’ll keep a good thought!
I appreciate the clarification. Sorry for suggesting a step you had already done.
Trust me, I completely understand the security issue. Unfortunately I have no suggestions on that. My first impulse would be to close my Square account completely to stop anything that might be occurring. But that is a very drastic step since you’d never be able to use your EIN/SSN for any other Square account. I get the fact you probably wouldn’t want to open another Square account, but I thought that was worth pointing out.
Hopefully your attorney can learn something and find some resolution for you. Regardless, again, I wish you the best as you figure out where you go from here. I’m sorry I can’t be more help.
