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How do I add 30 day payment terms to a customer?

We have agreements in place with several customers.... some pay on delivery, while others pay 15 days from delivery and others pay 30 days from delivery.  How do i set up Terms of of payment for each customer? 

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The only way I can think of is either by subscriptions or using invoices icon.  I have done this and it works great.  It would be nice to have such more fluent options available such as member signup pages and automatic discounts per membership section through the web builder.

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